Showing posts with label Buying A Home. Show all posts
Showing posts with label Buying A Home. Show all posts

Wednesday, 26 June 2013

PropertyRecord.com Tips on What to Ask a Home Seller


Buying a new home isn't just about looking up public information on PropertyRecord.com. You also have to do your own research. The staff at PropertyRecord.com understands this process, and we have helped people go through it many times.

One of the main things we've noticed that can help PropertyRecord.com customers make the right decision about a home is asking the right questions of the current homeowner. So, we figured we'd share some questions that PropertyRecord.com customers should always ask anyone selling a home.


1.    Why are you selling the home? Ask yourself if their answers make sense, or if they are trying to just escape a money pit.
2.    What is your experience with the local school system? A bad school system lowers property values.
3.    How much do you spend each year to keep the home running? This is very important.
4.    Are you friendly with the neighbors? If they are not, then the neighbors may be huge problems.
5.    When was the last time you renovated the home? If it's been years, there could be problems.
6.    What is the ground water like? You don't want to have to deal with hard water.
7.    When was the last time the insulation was changed? If it was back in the '70s, there may be problems with asbestos.
8.    When was the last time pest control service was brought in? This is so you know if there are bug problems.
9.    Can I see the property inspector report? You want to make sure it's up to code.
10. Are you willing to do any repairs before closing? Make them pay for it – not you.
 
About PropertyRecord.com:

PropertyRecord.com provides property reports and other valuable information to home owners, buyers and sellers across North America. With an extensive database of public records, consumers are able to look up the value, history and residential details on a home or property with a simple search. Visit PropertyRecord.com to chat with a live representative, call 1-855-482-6221, or email Manager@PropertyRecord.com with any questions or concerns.

Saturday, 18 May 2013

What To Review Before Buying A Home


Buying a home is a complex process. You can't rush it. Instead, you need to take your time and review the information at your disposal every step of the way. Otherwise, you could end up paying more for a home than you can afford - or get stuck with a money pit.

Here is the PropertyRecord.com guide to what to review during the home buying process.

Review Tip #1 – Check your credit report. If there are any black marks or errors, you need to fix them so you can get a good rate.

Review Tip #2 – Figure out what you spend in a given month versus what your paycheck is. Then figure out how much you can really spend each month on the mortgage.

Review Tip #3 – Go to your bank and find out how much they will pre-approve you for on a mortgage. That way you know what you can afford when you are home shopping.

Review Tip #4 – Find a reliable real estate agent. Get one that has been in business a while and check their references.

Review Tip #5 – Use PropertyRecord.com to get the details on every home you are interested in, and review the information carefully.

Review Tip #6 – Hire your own home inspector, not one suggested by your real estate agent.

Review Tip #7 - Hire an independent contractor to check out the roof, air conditioning and heating systems in the home.

Review Tip #8 – Hire a pest control expert to check for infestations.

Review Tip #9 – Check your mortgage details. Make sure it isn't an adjustable rate mortgage that will go sky high in a few months.

Review Tip #10 – Have your lawyer go through all documents and contracts to make sure that they are fair and legal.

PropertyRecord.com Reviews
If you follow all of these review tips you should have a smooth, hassle-free home buying experience. Read reviews on PropertyRecord.com to see what others have to say!